Yaemyuean, A., Beehuttakijkool, D., Nonthachot, P., & Ekphachaisawat, T. (2026). A Model to Promote Saving and Spending Behaviors for Financial Security of the Elderly in Northern Thai Community. Journal of Community Development Research (Humanities and Social Sciences), 19(2), 51–65. https://doi.org/10.69650/jcdrhs.2026.1811